If you shop at argos you can buy your items right now and only pay for them in 9 months time. The way you do this is with the argos store card. At the moment the curent deal is that you need to spend over £285 to pay in 9 months time. If you spend £150 you can pay this back in 6 months time, and if you spend over £90 you can pay it back in 3 months time.

This sounds like a great deal, but there is a twist in the tail. If you fail to pay the whole amount in the time period then you will be subject to a 30% interest rate. The argos uk catalogue has received much criticism for these tactics, and many people have eneded up in serious debt because of this practise. Argos actually wants you to miss your payments so it can make more money out of you.

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